Keep More of Every Dollar You Earn.
Why merchants switch to Action Payments.
- Canada’s Lowest Rates, Period.
We don't hide behind confusing fee structures. Protect your hard-earned margins with transparent, industry-leading rates tailored to your volume.
- Canadian merchant support
Speak with a local payments specialist for setup, activation, rate reviews, and support.
- Next-Day Funding
Cash flow is the heartbeat of your business. Get your funds deposited into your account by the next business day.
- Flexible payment tools
Accept payments in-store, online, over the phone, at the table, or through invoices.
- Bulletproof Security & Compliance
Sleep easy knowing every transaction is fully encrypted and PCI-compliant, protecting both your business and your customers.
Payment solutions built for your business.
Restaurants & cafes
Keep tables turning fast with split bills, built-in tip prompts, and smart multi-printer management that automatically routes orders to the right kitchen or prep station. Spend less time at the terminal and more time on service with an efficient, automated workflow that keeps your kitchen and front-of-house perfectly in sync.
Retail Stores
Tap, chip, or swipe at the counter — with inventory tracking and sales reporting that tells you what's moving and what's not.
Spas & Salons
Elevate your spa or salon experience with effortless checkouts, flexible deposits, and smooth gratuity processing that keeps your front desk moving. By linking rich client profiles and purchase histories directly to invoices, you can effortlessly track repeat business and deliver a personalized touch every time.
Professional Services
Send invoices, take phone payments, and collect deposits without chasing clients — all from one account.
Contractors
Equip your field team with mobile job scheduling, real-time hours tracking, and instant on-the-spot invoicing via secure text or email payment links. By replacing paper trails with centralized customer service histories and mobile access, you can eliminate admin headaches, coordinate dispatch manually, and get paid faster without returning to the office.
Medical & Dental Clinics
Total clinic management, powered by effortless payments. Manage your schedule, clients, and cash flow in one unified dashboard. From automated reminders and online booking to instant payment links and secure invoicing, Action Pay eliminates the admin burden so you can focus on patient care.
Mobile Businesses
Run your entire business from the road with portable payment terminals, mobile access via your Action Pay dashboard, and instant digital invoicing. Accept secure payments anywhere your customers are, track job histories on the go, and eliminate paperwork without ever needing a physical storefront.
E-Commerce Businesses
Connect your online store to a payment gateway that handles checkout, refunds, and fraud protection without slowing your site down.
Franchises & Multi-Location Businesses
Centralised reporting across every location, consistent rates, and one support team — no matter how many doors you operate.
Don't take our word for it.
Excellent customer service. The rates are far better than my previous merchant provider. Very happy we made the switch when we did. Great savings, excellent service and the hardware is much easier to use than our older machines. Highly recommend Action Payments.
Switching felt risky at first since we'd been with our old provider for years, but the onboarding was done in under a week with zero downtime at the till. No surprise fees on our statement either — what they quoted is what we pay. Wish we'd switched sooner.
Outstanding Service and Expertise! The team at Action Payments truly stood out for their deep knowledge and ability to find the perfect solution tailored to my needs. From start to finish, their customer service was top-notch and professional. It’s refreshing to find a company that combines expertise with such a personal touch. Highly recommend!
We run three locations and needed a payment setup that could keep up. Action Payments got all three terminals configured and running within days. Reporting is clean, settlements are fast, and our staff picked it up with zero training. Exactly what a growing business needs.
Our previous terminal used to freeze during Saturday rushes and we'd lose sales. Since moving to Action Payments, the hardware hasn't dropped a single transaction in months. Support also picks up the phone fast when we do have a question, which matters a lot for a small shop like ours.
